Would you like to be a relaxed retiree? If yes, here is good news for you. Invest your savings into fixed deferred annuities and make your future financially secured. Fixed deferred annuities help you to hoard sufficient retirement funds and you can earn guaranteed incomes on tax defer basis. These are best saving options for conservative investors who want to protect their hoardings from market fluctuations.

“With fixed annuities, an insurance company offers a guaranteed interest rate plus safety of your principal and earnings. Your interest rate will be reset periodically, based on economic and other factors, but is guaranteed to never fall below a certain rate”

If there is not much time in your retirement, investment in fixed deferred annuities is an excellent option. You can purchase fixed deferred annuities by making single payment or can make periodic payments i.e. monthly, quarterly, or annually. These annuities offer guaranteed income and return, so it is vital to purchase annuities form reputed and highly ranked insurance companies. Fixed deferred annuities offer large number of benefits to annuitants. The provisions of fixed deferred annuities allow the holders to curtail the risk during market decline.

According to IRS guidelines, fixed deferred annuities allow for tax-deferred growth, along with tax-advantaged payout on annuitization. Income payments are not taxable during accumulation phase and tax burden is broadened over the length of the series of income payments. Fixed deferred annuities make the annuitant a self-dependent person and he/she need not to sacrifice his/her wants due to lack of funds. There is no limit to invest in non-qualified annuity plans. Holders of fixed deferred annuities have to pay penalties, called surrender charges for early withdrawals from annuity fund.

For more info on fixed deferred annuity, click here or call an Annuity Specialist at AnnuityForLife.com, 1-888-261-6237