Consumers that thoroughly research fixed annuities know they provide good returns, a tax deferred status and safety which make them appealing savings products. Some individuals take this research even further, and learn about less-often used features such as 1035 annuity exchanges and the “laddering” annuity strategy. However much research a consumer does, one feature of annuities changes on an almost weekly basis: the interest rates of annuities. And often rates differ depending on deposit amount, issuing company and state of residence. With regard to immediate income annuities, to get the best annuities quote for your situation, you’ll need to provide the following information:

1. Standard contact information
Your name, address and telephone number are required to begin the process of gathering personalized annuities quotes.

2. Annuitant’s date of birth and gender
Annuity payouts are determined in part by average life expectancy. Life expectancies vary by age and by gender, so providing this information is key to getting an accurate annuities quote.

3. Deposit amount OR monthly income required
With knowledge of a principal amount, the Annuity Specialist can inform you of how much income you’ll receive monthly. If you desire a set amount of income, like $1,000 a month, the Annuity Specialist can work backwards to determine how much you’ll need as an original deposit.

4. Source of deposit funds
The principal amount can be made with tax-qualified funds, which is before tax money stationed in a tax-favored account, such as an IRA or a 401k. You can also use nonqualified funds, which come from any type of after tax saving, like CDs, mutual funds or even savings accounts. You could even move money from an existing annuity that is underperforming to a newer annuity that better suits your needs.

Once you decide to buy an annuity and you start gathering annuities quotes, submit the above information to http://www.annuityforlife.com/annuityquote.htm. An Annuity Specialist will contact you with a list of free, personalized annuities quotes. Or call 1-888-261-6237 to speak with an Annuity Specialist today.